Kungabe uhlela ukuthenga indlu? | Thola iseluleko wonge imali


Ukuthenga umuzi eNingizimu Afrika akuwona umdlalo wezingane futhi noma ubani ocabanga ukutshala izimali ezinkulu kangaka uyazi izinto eziyisisekelo ngaphambi kokusayina kulayini wamachashazi. 

Nawa amathiphu angu-12 angakusiza wenze isinqumo esifanele. 

1. Thenga endaweni efanele
Thola ukuthi ufuna ukuhlala kuphi ngaphambi kokuba uqale ukufuna ikhaya. Gxila ezintweni ezifana nezikole ongathanda ukuthi izingane zakho ziye kuzo, kanye nohambo lokuya nokubuya emsebenzini ngaphambi kokuthatha isinqumo. 

2. Thenga isikhathi eside
Indlu ngokuvamile ayikona ukutshalwa kwezimali okuhle esikhathini esifushane, ngakho qaphela ukuthenga, ngaphandle uma ubheka ukuhlala kulelo khaya okungenani iminyaka emihlanu. 

3. Thenga ikhaya eligcwalisa zonke izidingo zakho
Ikhaya lakho liyinqaba yakho. Kulapho uzojabulisa khona abangani bakho, lapho olala khona nalapho uzokhulisa khona umndeni. Thola ikhaya elihlangabezana nezidingo zakho. Ayikho into ekhungathekisa ukwedlula ukushoda kwendawo. Nquma izidingo zakho ngaphambi kokuba uqale ukuzingela indlu, futhi unamathele ohlelweni. 

4. Namathela kusabelomali sakho
Ungabheki impahla ebiza kakhulu kunalokho ongakwazi ukuyikhokhela. Lokhu akuchithi nje kuphela isikhathi sakho, ngokuvamile kubangela ukukhungatheka okukhulu futhi kukhinyabeze ukusesha okuphelele kwendawo efanelekile. Yiba nesabelomali futhi usebenze ngaphakathi kuso. 

5. Ungamangali ngezimpawu ezingadingekile
Konke okucwebezelayo akulona igolide. Ungavumeli izici ezihlaba umxhwele zifiphaze ukwahlulela kwakho. Akukho lutho, ngisho ompompi abanamapulangwe egolide noma indawo yokugeza ye-spa ezokwenza impilo yakho ibe ngcono uma yonke indawo ingekho esimeni esihle. 

6. Yenza ucwaningo lwakho
Yenza ucwaningo lwakho futhi ube nomqondo othile wenani eliphakathi nendawo lendawo ofuna ukuhlala kuyo. Uma indawo ibonakala inenani elincane, buza i-ejenti ukuthi kungani intengo iphezulu kangaka futhi uqhubekele phambili uma unganelisekile ngezizathu ezinikeziwe. 

7. Buza imibuzo
Buza ukuthi indawo ethile inesikhathi esingakanani ikhona emakethe. Labo abadonsa kanzima ekuthengiseni futhi impahla yabo isinesikhathi eside isemakethe kungenzeka ukuthi baxoxisane ngenani lokudayisa kunalabo abasanda kubeka amakhaya abo emakethe. 

8. Beka phansi idiphozi
Zama ukonga ukuze uthole idiphozi, ngisho noma ucabanga ukuthi maningi amathuba okuthi ufanelekele ukubolekwa imali engu-100%. Khumbula, uma ubeka phansi kakhulu, uzokhokha kancane ngezitolimende zanyanga zonke. 

9. Thenga nxazonke ukuze uthole ibhondi yakho Abasunguli bezindlu ezibolekiwe, ngokubona kwethu, bangenye yezinto ezinhle kakhulu ezake zenzeke emkhakheni wezakhiwo waseNingizimu Afrika. Gcwalisa amaphepha, hlala phansi futhi uvumele ochwepheshe bakutholele idili elingcono kakhulu. 

10. Qaphela izindleko ezifihliwe
Yenza umzamo wokuthola lokho okuthiwa 'izindleko ezifihliwe' ngaphambi kokuthenga. Izimali zokudlulisa, izimali zokuthutha, idiphozithi yezibani namanzi konke kudingeka kukhokhwe, futhi kufanele kucatshangelwe. Thola umqondo walokho okukho ngaphambi kokuthenga, futhi uqiniseke ukuthi unemali eyanele yokunakekela zonke izindleko ezengeziwe.

11. Ungadangali
Ungacabangi ukuthi wehlulekile ngoba umdayisi enqabe isithembiso. Khipha okunikezwayo kwakho uma ukwazi, noma hamba uyothola okunye. Ungase uphoxeke, kodwa kunethuba elihle kakhulu lokuthola okuthile okufanelekile ngaphakathi kwebanga lakho lentengo. 

12. Ungalinge ujahe ukwenza isivumelwano.
Thatha isikhathi sakho futhi ungavumeli noma ubani, okuhlanganisa nomthengisi noma i-ejenti, ukuthi akukhulume ukuthi uthenge okuthile uma ungaqiniseki nganoma yisiphi isici sekhaya. Kala yonke into ngaphambi kokwenza isinqumo futhi uqiniseke ngokuphelele ukuthi ulifuna ngempela ikhaya ngaphambi kokuhambisa isipho.

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